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How to deposit by debit or credit card

Card deposits are instant. Funds land as HotStreak Credits and have a 1x playthrough requirement before withdrawal.

Written by Gianni Settino

You can deposit funds by debit or credit card. Here's what to know:

How long it takes

Card deposits are instant. Funds are available the moment the charge goes through.

Deposit limits

Card deposits are subject to daily, weekly, and monthly limits. You can see your current limits on the deposit screen.

Where the funds land

Card deposits land as HotStreak Credits, not Cash. You can use HotStreak Credits to place entries right away, but they must be played through once before they can be withdrawn.

Why the 1x playthrough requirement?

This isn't a HotStreak rule β€” it's a banking partner requirement. When you deposit by card, our banking partners require that those funds enter the platform as closed-loop credits (the HotStreak Credits balance) and be played through once before they can be withdrawn as cash. This is industry standard for daily fantasy sports.

If you want funds you can withdraw immediately, deposit via Cash App (instant) or bank account (ACH) (1-3 business days) instead β€” both land as Cash with no playthrough requirement.

How to deposit

  1. Tap the Deposit button on your home screen.

  2. Choose Debit/Credit Card.

  3. Enter your card details (or use a saved card) and confirm the deposit amount.

Card declined or pending?

If your card was declined or you see a pending charge that didn't go through, see My card was declined. Why does the bank say the transaction is pending? and Why does it say I've reached my deposit attempt limit?

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