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How does the Bankroll Card work?

How the virtual Bankroll Visa card works — getting it instantly in-app, spending via Apple Pay or online, earning points, and redeeming rewards.

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Written by Greg Dean

The Bankroll Card is a virtual Visa credit card connected to your Bankroll Wallet. Add it to Apple Pay or Google Pay and use it anywhere Visa is accepted. Every dollar you spend earns Bankroll Points.

It's a virtual card

The Bankroll Card is virtual — as soon as you're approved, your card is issued instantly inside the app, ready to use. There's no waitlist and nothing to wait for in the mail.

Add it to Apple Pay or Google Pay to tap in person, and use your card details for online and in-app purchases — anywhere Visa is accepted. A physical card may be offered later.

The card is available in eligible states — see Where is the Bankroll Card available?

Spending

Use your Bankroll Card for your daily spend — coffee, groceries, rent, going out, subscriptions, online shopping, everything. It works anywhere Visa is accepted, just like any other credit card.

It's a credit card, not debit — which means you earn real rewards on every purchase.

Earning Points

You earn up to 4% back in Bankroll Points on your everyday spending. Points accumulate automatically — no categories to track, no spending caps to worry about.

Using Your Points

Bankroll Points give you three ways to get value:

  • Transfer to partners — Move your points directly to partner platforms. We're building a transfer partner network with names you'll actually be excited about — more announcements coming soon.

  • Statement credits — We automatically reimburse up to $10/month on sharp betting tools like DubClub, OddsJam, and Pikkit. We want you to win, so we'll help pay for the tools that give you an edge.

  • Cash out — Convert your points to cash in your Bankroll Wallet.

Connected to Your Wallet

Your card is connected to your Bankroll Wallet, so everything lives in one place. Your card balance, your points, your wallet funds — no juggling between apps or accounts.

If you're a HotStreak user, you already have a Bankroll Wallet. Your card connects directly to it.

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